About Saudi Enaya

Elevated Healthcare Insurance Perspective

Saudi Enaya Cooperative Insurance Company was granted the Royal Decree approving its formation in June 2011. Saudi Enaya is a Tadawul-listed company with a paid-up capital of SAR 230 million.

In August 2012, Saudi Enaya received the required certification from the Saudi Central Bank (SAMA), allowing the company to function as an insurance service provider within the Kingdom.  Additionally, in September of the same year, the company obtained its Council of Cooperative Health Insurance (CCHI) certification. Commencing its operations and sales on January 1, 2013. Saudi Enaya stands out as one of only two companies in the Saudi health insurance market solely focused on providing quality healthcare insurance. The company offers specialized health insurance services aligned with CCHI standards, catering to the healthcare needs of individuals and businesses across all sectors.


To become known as a highly- specialized and innovative health insurance provider among the Top 5 in the Saudi Arabian marketplace with 1 million members by 2023.


To sustainably provide high-quality and customer-centric health insurance products for the benefit of our members, shareholders and the community.


Exceed: We strive to exceed expectations in everything we do 

Nurture: We nurture the communities that surround us and depend on our support 

Accept: We accept the responsibility that people’s health depends on our efficiency and excellence of service 

Devoted: Gratefully, truly and devoted, we are with every one of our customers every step of every day 

Advanced: We are always one step ahead in knowing our customers’ needs and providing innovative solutions that simplify your life

Senior Management

Sultan AbdulRauf


Sultan Abdulrauf has been CEO of Saudi Enaya since August 2020. He has over 25 years of executive-level experience in Financial sector working with prestigious public and private organizations. His previous positions include Chief Investment Officer at Saudi Research & Marketing Group. Head of Direct Investments at SEDCO Holding Group, a leading private wealth management organization. Managing Director at SEDCO Capital, an asset management firm regulated by Capital Markets Authority in Saudi Arabia.


Sultan’s extensive business experience includes serving on Boards and Committees of more than 12 organizations locally and internationally including healthcare providers.


He received his Master of Accountancy & Financial Information Systems from Cleveland State University in the USA. He is also a US CPA.

Board of Directors

Amr Mohamed K Khashoggi


Mr. Amr Mohamed K Khashoggi holds a Bachelor’s degree in Business administration from Menlo College, USA and Master’s Degree in Business administration from Yale University, School of Management, USA and he is the Chairman of the board of director of AMKEST Group, Chairman of the board of director and major shareholder of Global Gypsum Company Ltd., and a member of the Board of Directors of the National Foods Industries Company Ltd., the United Warehouse Company, the Oriental Foods Industries Limited (Nigeria), Jeddah Company, and the Middle East Healthcare Company. He is Chairman and Founder of Qaderoon Business Disability Network (non-profit).

Faisal F. Tamer

Vice Chairman

Mr. Faisal Tamer has been the Vice Chairman of Saudi Arabian Japanese Pharmaceuticals Co. Ltd since 2010. Prior to his appointment as a Chairman he was an Executive Manager from 1996 to 2009. Mr. Tamer also held a Managing Partner position at Tamer Group of Companies since 1993.

Al Dana Al Juffali

Board Member

Al Dana Al Juffali is currently Director of Business Development at Khaled Juffali Holding Company, Board Member at E.A. Juffali & Brothers, Board Member at the Shefa Fund, and Board Member at The Help Center. Dana previously held managerial positions at Siemens AG in Germany and Saudi Arabia in Supply Chain Management and Human Resources. Al Dana earned a Bachelor’s degree from the University of Southern California and a Master’s degree from Steinbeis-Hochschule Berlin.

Khalid Abid Husni Gama

Board Member

Mr. Khalid Gama is a senior executive in leadership positions with 26 years of professional working experience in the Investment Industry and Corporate and Investment Banking, both at the local level in Saudi Arabia and internationally in developed and emerging markets. He has played a strategic role in SEDCO Group whilst being responsible for the management and leadership of companies and endowments through developing their strategies and applying best practices and the highest levels of corporate governance across all levels of the organization, from boards and committees to management teams.

Hamad Abdulla Mohamed Almehyas Al Ali

Board Member

Mr. Hamad Abdulla Mohamed Almehyas Al Ali holds a Bachelor’s degree in Forensic Science from University of Glamorgan, Wales, and Master’s Degree in DNA Profiling from University of Central Lancashire and he is the Chief Executive Officer of the National Health Insurance Company – Daman and the Vice Chairman of the Emirates Insurance Association, General Manager of Daman Healthcare Solutions, GmBH, Munich.

Mohammed bin Abdullah Al-Dar

Board Member

Mr. Mohammed bin Abdullah Al-Dar holds Bachelor’s degree of Medical and Surgery and he is the CEO of Hussein Al-Ali Hospital.

Abdullah Mohsen Al-Nimri

Board Member

Mr. Abdullah Mohsen Al-Nimri holds holds Diploma’s degree in finance from Arab Academy for Banking and Financial Sciences, Bachelor’s degree in Marketing from King Fahad University of Petroleum and Minerals, Master’s degree of Business administration from King Fahad University of Petroleum and Minerals and he is the CEO of National Bonds Co.

Message of the Chairman

Dear clients, shareholders and partners:


We are pleased to present to you our company. Saudi Enaya is a specialized health insurance company, offering first-class products and leading services for group and individual clients, with a constant focus on customer centricity.


Our values are one of our differentiating factors. Social responsibility for the Saudi Arabian society, integrity, excellence, trust and passion shape our culture. Our slogan is our commitment: essence of care, which stands for state-of-the-art health insurance solutions, combined with a loyal and caring partnership with our valued members.


We express our thanks to our clients, shareholders and partners. Your trust and confidence in us is our driving force to outperform your expectations in Saudi Enaya.